Does COVID-19 Fall Under Insurers’ Pollution Exclusions? What Realtors┬« & Other Business Owners Need to Know

In our March 31, 2020 article, we discussed the possibility of your business having coverage from losses resulting from closures due to the Coronavirus (COVID-19) pandemic. Since the issuance of statewide and municipal stay-at-home orders, the insurance industry has seen an influx in first-party (insured) claims as a direct result of COVID-19; however, there is the possibility that third-party claims may drastically increase. This article explores how COVID-19 may be treated under liability provisions and exclusions specifically intended to cover or exclude environmental and pollution claims.

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